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Inside Individual Products
Individual Health Plans
- www.carefirst.com
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- Personal Comp
- Medically underwritten policies for individuals with multiple deduction options available. No referrals required. With Personal Comp, getting access to care while out of town is as easy as presenting your CareFirst BCBS identification card. Providers, hospitals and urgent-care facilities who participate with the local BCBS plan-wherever you are-will recognize and honor your card.
- Other Key Benefits Include:
 | You select your out-of-pocket maximum |
| Preventive care included for just $10 per visit |
| Families never pay more than two deductibles |
| You have complete freedom to choose your own doctors and hospitals |
| Add dental and vision benefits to your coverage |
- Personal Comp-HEALTH CARE COVERAGE FOR HIPAA-ELIGIBLE MARYLANDERS
- In 1996 the Health Insurance Portability and Accountability Act (HIPAA) was signed into law. This ground-breaking health insurance act allows you to maintain insurance coverage when you leave a group insurance plan. All insurance policyholders are entitled to receive a "certificate of credible coverage" when leaving one insurance plan for another. CareFirst BCBS leads the way in providing coverage to individuals and families and offers a Personal Comp plan designed especially for HIPAA eligible Maryland residents.
- The MediGap-65
- Most likely, you're already aware that the out-of-pocket expenses not covered by Medicare can easily add up to thousands of dollars. It's more money than many people can afford and it can lead to lost savings, unexpected changes in lifestyle and severe financial hardship. That is why thousands of Marylanders have chosen to protect themselves with a CareFirst BCBS MediGap-65 supplemental plan. It's coverage that's specifically designed to cover you 24 hours a day- by paying co-payments, deductibles and other expenses that Medicare does not pay.
Short Term Medical - Temporary Health Insurance for
FACT Members
Are you an individual who is:
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Between jobs or out of work |
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Finished with school |
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Waiting for other coverage |
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A student no longer insured under parents' plan |
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Retired early |
Golden Rule's Short Term Medical policy may be your solution. For information go to www.goldenrule.com or call us today for an information packet.